This year has seen an unprecedented disruption caused by COVID-19 and a subsequent impressive recovery in vehicle sales and values, but the path forward remains uncertain. In this session, Jonathan Smoke, Chief Economist of Cox Automotive, will provide an update on the U.S. economy and the auto market’s recovery as we navigate the next phases of the pandemic and recession. He will cover the latest information on employment trends and consumer finances as well as auto sales including up-to-date insights into auto loan credit and vehicle values. Key trends to be covered include new and used sales, inventory and supply, prices and valuation, and unemployment and the impact on consumer credit and sentiment. He will also highlight differences in trends across the country along with an outlook for the year ahead.